Introducing Coin98 Universal Referral: One Link. Multiple Earnings.

We are excited to introduce a reward system: The Coin98 Universal Referral. This is more than just a referral link; it is a unified revenue sharing model designed to turn your network into a sustainable, real-time income stream.

The "One Link" Philosophy

We have unified the entire ecosystem into a single system designed for speed and growth.

One Link for Everything: A single link covers Futures, SwapX (coming soon), and Fusion Card, creating multiple real-time income streams at once.
Zero Friction: Codes are auto-applied instantly on any device. Your network syncs across Web and Mobile, so you never miss a reward.
Dual-Layer Earnings: Earn passive income not just from your direct friends, but also from the friends they invite.
Faster Growth: Activity in any feature boosts your total XP, helping you level up quickly to unlock maximum commission rates.

How Your Earnings Work: Points vs. Cash

To maximize your benefits, it’s important to understand the simple difference between Ranking (XP) and Revenue (Commissions). Think of it like a game: XP helps you level up, while Commissions are the real money you take.

1. XP

What it is: XP measures how active your network is. It is used strictly to determine your Tier (Bronze, Silver, Gold, etc.).
How it works: It is calculated based on a rolling 30-day period. This means you need to maintain an active network to stay at the top tiers.
When it is counted: XP refresh 0:00 AM daily UTC+7

2. Commissions

What it is: This is your actual earnings, paid in Stablecoins.
How it works: Commissions are shared in real-time. As soon as a transaction happens in your network, the money appears instantly on your Referral Hub UI.
When it is delivered: Referral commission earnings real-time.

Where Do Rewards Come From?

Your XP and Commissions are fueled directly by your network's activity. Every time your invitees generate fees through eligible actions, you earn rewards.

Currently, the activities that count towards your growth include:

Futures Trading: When your invitees trade on Coin98 Futures.
Fusion Card: When they top up their Coin98 Fusion Card.
SwapX: When they swap on SwapX (coming soon)

Previously, SwapX activities earned BOBA; now, they generate XP to boost your Universal Referral Tier and unlock higher commission rates. Your existing BOBA balance remains safe in your wallet as a permanent record of your early support.

More Details

Tier System & Commission Mechanism

Your commission rate grows as your network grows. By accumulating XP through the logic described above, you climb the ranks to unlock higher payouts.

The Tier Structure & Commission Rates:

Higher tiers unlock significantly higher commission percentages - up to 50%.

How to Claim Your Rewards?

We believe in transparency and speed. Here is how you can manage your earnings:

Real-Time Tracking: Commissions are calculated and shared in real-time. You can view your accumulated earnings directly on the Referral Hub UI.
Redemption: Users can redeem their earnings as real cash rewards (stablecoins).

For now, the redemption feature is not available. You’ll be able to redeem your rewards once the feature goes live.

Start Building Your Multiple Passive Earnings Today

The Coin98 Universal Referral is more than just a feature; it is your tool to unlock sustainable passive income. Grow it alongside your network, your community.

Grab your link from the Referral Hub, and start turning your connections into rewards!

Join Now

FAQs

How do I start inviting?

Simply open the Referral Hub on your home screen to copy your Universal Link. You can also use any "Share" feature in the app, your link is automatically embedded. More details here

Do invitees need to enter my code manually?

No. When they click your Universal Link, the code is cached on their device and auto-applies when they create or activate a wallet, ensuring a frictionless experience.

Does it work if my friend imports an existing wallet?

Yes. Even if users create wallets elsewhere, once they import them to Coin98 and activate them using your referral link, they become part of your network and start generating rewards for you.

When and how to redeem rewards?

Your commissions (rewards) are shared in real time and will appear on the Referral Hub UI. For now, the redemption feature is not available. You’ll be able to redeem your rewards once the feature goes live.

About Coin98 Super Wallet

Coin98 is an open, decentralized, and secure DeFi and AI wallet that provides the essential tools and infrastructure for everyone to enter and participate in any opportunities on the Open Internet so they can build and shape their own future.